For a period of 6 to 24 months, it may offer a 0% introductory annual percentage rate (APR).

However, Home Depot does offer special financing during special promotions. Interest rates for this card range from 17.99% to 26.99%. There is no annual fee for a Home Depot Consumer Credit Card. Consumers can apply for the card online or in-store, with the potential for approval by the end of the day. Home Depot conducts a soft credit check, which allows applicants to see if they may qualify for the card without damaging their credit score. It is a great choice for anyone who shops frequently at Home Depot. Offered through Citi, this card is available for customers with fair credit ratings. Home Depot offers one non-commercial credit card called the Home Depot Consumer Credit Card.

Variable 17.99%, 21.99%, 25.99%, or 26.99% based on creditworthinessĠ% six-months deferred interest on purchases of $299 or more, one year return window (if the item isn’t included in Home Depot’s return policy exceptions)Ġ% six-months deferred interest on purchases over $299 or special project financing for purchases of $2,000 or more Read on to learn more about each before deciding which card is right for you. While these companies may offer similar products, there are some significant differences between their credit cards. To meet their consumers’ needs, both Home Depot and Lowe’s offer credit cards to help finance projects. These two stores dominate home improvement retail as two of the largest companies in the industry. If you have ever taken on a home improvement project, chances are that you have been to a Home Depot or a Lowe’s - or perhaps to both. To confirm offers and credit card details, check the issuer’s website. Some offers mentioned on this page may be outdated.

Home depot credit card